Privacy Policy | Insurly

1. Introduction

Insurly (“we,” “us,” or “our”) is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website getinsurly.ca and use our services. We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Law 25 (Act respecting the protection of personal information in the private sector).

2. Information We Collect

We collect the following types of personal information:

Identity information: Name, date of birth, sex, marital status
Contact information: Email address, phone number, province of residence
Financial information: Income range, mortgage details, debt information, savings level
Health information: Health rating, medical history, medications, height, weight, tobacco use, alcohol use
Lifestyle information: Driving record, dangerous activities, travel plans
Technical information: Browser type, IP address, cookies, and similar tracking technologies

3. How We Use Your Information

To prepare personalized life insurance quotes
To connect you with appropriate insurance products and carriers
To communicate with you about your insurance inquiry
To improve our website and services
To comply with legal and regulatory requirements
To send marketing communications (only with your consent)

4. How We Share Your Information

We may share your information with:

Insurance carriers: To obtain quotes and process applications on your behalf
World Financial Group (WFG): Our affiliated financial services organization
Service providers: Third-party services that help us operate our business (hosting, email, analytics)
Legal requirements: When required by law or to protect our rights

We never sell your personal information to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including encryption in transit (TLS/SSL) and at rest. Access to personal data is limited to authorized personnel on a need-to-know basis.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, or as required by law. If you request deletion, we will remove your data within 30 days, subject to any legal retention requirements.

7. Cookies

We use cookies and similar tracking technologies to improve your experience, analyze site traffic, and for advertising purposes (Meta Pixel). You can control cookie preferences through your browser settings or our cookie consent banner.

8. Your Rights

Under PIPEDA, you have the right to:

Access your personal information held by us
Request correction of inaccurate information
Withdraw consent for the use of your information
Request deletion of your personal information
File a complaint with the Office of the Privacy Commissioner of Canada

9. Quebec Law 25 Compliance

For Quebec residents: We comply with Quebec's Act respecting the protection of personal information in the private sector (Law 25). We have designated a person responsible for the protection of personal information and conduct privacy impact assessments as required.

10. Contact Us

For privacy inquiries, requests, or complaints, please contact us at:

Email: privacy@getinsurly.ca
Mail: [Business Address, City, Province, Postal Code]