Terms of Service

1. Acceptance of Terms

By accessing and using getinsurly.ca (“the Website”), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use the Website.

2. Services Description

Insurly provides a life insurance comparison and lead generation service. We collect your information to help a licensed insurance advisor prepare personalized insurance quotes. We are insurance agents, not insurers. All insurance policies are issued and underwritten by the insurance carriers we represent.

3. Not Financial Advice

The information on this Website is for general informational purposes only and does not constitute financial, insurance, or legal advice. Quotes and coverage recommendations are estimates and may vary based on the underwriting process of the insurance carrier.

4. User Responsibilities

• You agree to provide accurate and truthful information
• You are at least 18 years of age
• You are a resident of Canada
• You will not use the Website for any unlawful purpose
• You will not attempt to interfere with the Website's operation

5. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of Insurly or its licensors and is protected by Canadian and international copyright laws.

6. Limitation of Liability

Insurly shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or our services. Our total liability shall not exceed the amount you paid for our services (if any).

7. Insurance Disclaimer

Insurly is operated by a licensed life insurance agent affiliated with World Financial Group (WFG). We act as intermediaries between you and insurance carriers. We do not guarantee approval, pricing, or availability of any insurance product. Final coverage terms and pricing are determined by the insurance carrier.

8. CASL Compliance

We comply with Canada's Anti-Spam Legislation (CASL). We will only send you commercial electronic messages with your express consent. You may withdraw consent at any time by clicking the unsubscribe link in any email or contacting us.

9. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

10. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Website constitutes acceptance of any changes.

11. Contact

For questions about these Terms, contact us at:
Email: legal@getinsurly.ca